Understanding The Accident Benefit Claim Process: A Guide to Treatment Funding Tiers

After being involved in a car accident, navigating the accident benefits process can be overwhelming. One crucial aspect to understand is the treatment funding tiers, which determine the level of support you'll receive for your injuries.

In this blog post, we'll break down the basics of the Minor Injury Guideline, NOC (Not Catastrophic), and Catastrophic Impairment tiers.

Minor Injury Guideline (MIG)

The Minor Injury Guideline is the first tier of treatment funding, and it is guaranteed to you, as per your policy. It's designed for individuals with minor injuries that are expected to resolve within a short period. The MIG typically provides limited funding for medical treatment and rehabilitation.

Not Catastrophic (NOC)

The NOC tier is the middle ground for treatment funding. It's for individuals who require more extensive medical treatment and rehabilitation than those in the MIG. NOC funding provides access to a wider range of healthcare services, including additional physiotherapy, occupational therapy, and psychological support.

Catastrophic Impairment (CAT)

The Catastrophic Impairment tier is the highest level of treatment funding. It's reserved for individuals with severe, life-altering injuries that significantly impact their daily lives, and for their foreseeable futures. Catastrophic Impairment funding provides access to comprehensive, multidisciplinary care, including medical treatment, rehabilitation, and support services.

Understanding the Differences

The key differences between these tiers lie in the severity of the injuries and the level of funding available. The MIG is for minor injuries, NOC is for moderate injuries, and Catastrophic Impairment is for severe, life-altering injuries.

Navigating the Accident Benefits Process Understanding the treatment funding tiers is crucial to navigating the accident benefits process. By knowing which tier you're eligible for, you can access the necessary healthcare services and support to aid in your recovery.

Get the Support You Need If you've been involved in a car accident, it's essential to seek guidance from a qualified professional who can help you navigate the accident benefits process.

At InnovAssess, our team is dedicated to supporting individuals affected by car accidents. We can help you access the necessary healthcare services and support to aid in your recovery.